Property Inspection Services
An inspection is only as good as the photo set and the report it produces. Ethreon performs occupancy checks, first-time vacant and recurring vacant property inspections, property condition reports, photo inspections, and damage assessments for mortgage servicers and asset managers, insurance carriers, landlords and investors, and commercial property owners — from consistent vantage points, with timestamps, in the format the client's system expects.
Every inspection closes with a dated record that can be quoted: who was there, what was seen, and when.
Field Inspections
A servicer needs the occupancy determination by the 60th day of delinquency and the vacant inspections every 25–35 days after that, because the vacancy date on the report decides who pays for the damage that follows. An insurer needs dated inspection records on a vacant building or the vacancy clause bites. A landlord in another state needs to know the unit is still standing. The visit is similar; the report has to satisfy each of them.
Ethreon's inspectors work from a checklist and a set of vantage points fixed on the first visit, so every later report shows change by comparison. Photos are timestamped, exterior and interior sets are separated, and the file is delivered in the client's format — a servicer's inspection platform, an insurer's claim file, or a plain PDF for an owner.
Inspection Scenarios
Each inspection type has its own trigger, timeline, and report; the photo standard is the same across all of them.
The visual inspection that determines whether a delinquent property is occupied, vacant, or abandoned — required by HUD no later than the 60th day of delinquency when the borrower cannot be reached, and repeated every 25–35 days until occupancy is determined. Door knock, posted notice, and exterior photos.
First-time vacant inspection on possession — securing, pressure test, hazards, full photo set — and recurring vacant inspections on the 25–35 day cycle, interior where the law and the client allow, with the dated record that protects the servicer's claim.
Property condition reports for acquisitions, dispositions, and portfolio reviews; photo-only inspections for remote owners, wholesalers, and asset managers who need to see the property without traveling.
After a loss: the property photographed before cleanup, damage measured and described, pre-existing conditions separated from new, probable cause noted, and emergency protection recorded with receipts — the file an adjuster can scope from.
Field Capabilities
The same crews that inspect also secure, winterize, and clean out — so a finding becomes a work order without a second vendor.
Fixed on the first visit and repeated, so change is visible by comparison.
Delivered into the inspection platform, claim file, or report template the client uses.
Scheduled to the 25–35 day cycle or the client's own calendar; rush visits where required.
An open window, a leak, or overgrowth found on inspection is secured, scheduled, or bid under the same account.
Inspection Process
The inspection is ordered with its type and checklist, performed on schedule, and reported the same day.
Inspection type and checklist confirmed
Site visit on the required date
Photos from fixed vantage points
Findings and conditions recorded
Report delivered in the client's format
Occupancy, vacant, condition, or damage — each inspection follows the standard that applies to it.
Timestamped photos from consistent vantage points, with the inspector's certification where the client requires it.
The inspector's finding becomes a securing, winterization, cleanout, or grass order without a handoff.
Common Questions
A field visit to determine whether a property is occupied, vacant, or abandoned, and to confirm who the occupants are. HUD requires the initial occupancy inspection no later than the 60th day of delinquency when the borrower cannot be reached, with follow-ups every 25–35 days until occupancy is determined. The report records the evidence — vehicles, utilities, mail, window coverings, a response to the knock — with photos.
Under HUD Handbook 4000.1, every 25–35 days once a property is confirmed vacant. Fannie Mae requires an interior inspection every calendar month once a property is confirmed abandoned. Private owners and insurers generally follow the same monthly cadence.
A room-by-room and elevation-by-elevation record of the property's condition with photos, notes on systems and visible defects, measurements where relevant, and a summary an owner, buyer, or asset manager can act on. It is used for acquisitions, dispositions, portfolio reviews, and pre-listing decisions.
Yes. Exterior photo inspections from the street or the property line, and drive-by occupancy verification, for clients who need a quick, dated look at a property — investors, wholesalers, asset managers, and owners out of the area.
Investor programs publish the reimbursable amounts: an occupancy inspection pays $30 under HUD, USDA, VA, and Freddie Mac's exterior rate, and a first-time vacant inspection $45 under HUD and USDA. Ethreon prices private inspections by type, access, and cycle; our 2026 price list post has every published allowable side by side.
In the client's format — a servicer's inspection platform, an insurer's claim file, or a PDF report for an owner — the same day as the visit, with timestamped photos separated into exterior and interior sets.
Yes. Ethreon's inspection crews are the same crews that secure, winterize, cut grass, and clean out. An open window is closed on the visit; anything larger is reported with photos and scheduled on the client's approval.
Ethreon performs occupancy inspections, door knocks, occupancy verification, vacant property inspections, rental property inspections, condition reports, and photo inspections with local crews across Texas, Louisiana, Alabama, Arkansas, Oklahoma, Ohio, and Pennsylvania — a mortgage company's occupancy check in Houston is done by a Houston crew, not routed from out of state.
HUD's Property Inspection Report format for FHA-insured properties. Ethreon delivers occupancy and vacant inspections in HPIR format, in a servicer's inspection platform (InspectorADE, EZ Inspections, Pruvan), or as a PDF, as the client requires.
Across Texas, Louisiana, Alabama, Arkansas, Oklahoma, Ohio, and Pennsylvania. Use the coverage checker for a county-level answer or request coverage for a property outside the listed areas.
Related Guides
Start an Inspection Request
Send the property list, the inspection type, and the cycle or deadline. Ethreon confirms the checklist, the format, and the schedule.
Other Ethreon Services
Service Areas
Ethreon provides structured field operations across 7 states with dedicated regional coverage teams.
